San Diego Bankruptcy Lawyer | Credit Reports
How do I find out the details of who my creditors are?
If you are not sure you know all your creditors you may want to get a report from a credit reporting agency. If you have recently been denied credit, you are entitled to a free credit report from the reporting agency. Instructions for obtaining this report should be on the letter you received denying credit. You can obtain your credit report from Equifax online at http://www.equifax.com, by mail at Equifax Credit Information Services, Inc., PO Box 740241, Atlanta, GA 30374, or by telephone at 1-800-685-1111. You can obtain a copy of your credit report from TransUnion online at http://www.transunion.com, or mail at TransUnion, LLC, Consumer Disclosure Center, PO Box 1000, Chester, PA 19022, or by telephone at 1-800-888-4213. TransUnion accepts telephone requests only if you have been denied credit within the last 60 days and TransUnion was the reporting agency. Anyone can get one free credit report from all three credit bureaus once per year by going to www.annualcreditreport.com. For information regarding ChexSystems follow this link to my blog post on the subject and contact information. Also, when you hire me as your bankruptcy attorney, I will order a three source credit report as part of the process.
