San Diego Bankruptcy Attorney Help A Fresh Start Today (619) 275-1250

It is only human to feel depressed, anxious, overwhelmed, and confused at some point in life. When these reactions are brought on by the burdens of overwhelming debts and life has become unmanageable bankruptcy is often the right solution.

Shame can be a crippling emotion which frequently interferes with the capacity to have success in work and relationships. Putting your finances in order is a step toward becoming better able to provide for yourself and your family.

When the chips are down filing for bankruptcy protection is not a weakness, but a courageous, positive step towards getting your life back in order.

I am a San Diego bankruptcy lawyer with over fourteen years of local insolvency practice experience

Using my extensive local bankruptcy experience  I can help you overcome the enormity of crushing debt while assisting you in maintaining your dignity and self-esteem in the process.  Unlike a high volume “bankruptcy mill,” as my client you will receive personalized attention and legal services crafted to your individualized needs. The greatest fulfillment I get both as an bankruptcy attorney and as a human being is when I am able to make a positive difference in a client’s life.

So if your debts are causing you:

  • Depression
  • Anxiety
  • Difficultly making decisions
  • Creative blocks
  • Career problems
  • Relationship problems
  • Or are you feeling something is wrong and can’t define what it is but you know something is not right?

What can you do?

Call me and at 619.275.1250 to see if Chapter 7 or Chapter 13 bankruptcy is the right option for you.

Setting up an appointment today is a positive action that will bring you relief.

My office is conveniently located in San Diego near the communities of Bay Park, Linda Vista, Clairemont, and Point Loma within 1/2 mile of the juncture of the I8, and the I5 freeways and near the Morena Village Trolley Stop.

32.767792, -117.201406
N32° 46.0573′, W117° 12.0774

Raymond Schimmel, San Diego Bankruptcy Attorney

Call 619.275.1250 for a consultation

San Diego Bankruptcy Lawyer and San Diego Bankruptcy Attorney Helping San Diego Individuals  file for Bankruptcy in the San Diego Bankruptcy court

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Good Job!

Mar 29, 2013 by Scott Steingraber

Mr. Schimmel advised and prepared our bankruptcy case flawlessly. We are now debt free! Thanks Ray.


Dec 09, 2012 by Agata

Ray is a very honest, professional, and knowledgable attorney. During our consultation he was extremely helpful in providing me with information and solutions to my debt problems. It was so refreshing to speak with someone who really does have your best interest in mind. I have to say that Ray really never forgets he is working for you!


Service above and beyond

Nov 06, 2012 by Amy

Ray was extremely helpful, from the first meeting, throughout the process, and even months after discharge. He was honest and helpful every step of the way. No grandiose promises. Just great legal advice and help. He was responsive to all our phone calls even after our discharge (as everything does not always just go away at discharge, we learned)


Sep 04, 2012 by Bryan

A great no-nonsense and down to earth type of guy, Ray is efficient and thorough and provided a comfortable setting for my wife and I to both conduct business and relax. I highly recommend his services to everyone!


Services provided

Aug 16, 2012 by Manuel

I incurred a large amount of debt due to medical costs and reduced income. After a long search I contacted Ray Schimmel. I was embarrassed and reluctant about filing for bankruptcy because of the uncertainty about the affects on my credit report and overall future. Ray was very helpful and explained the whole process in a manner that I understood. I am now on my way to financial recovery and look forward to purchasing my first home soon. Thank you very much Ray, you’re the best there is.


Jul 17, 2012 by Marisa Ramirez

I put off my bankruptcy for a while not wanting to deal with my reality. When I decided to take action, I searched for the most thorough and knowledgeable attorney. I was grateful to find Ray Schimmel. Ray assisted me in a fresh start. I now have GREAT credit and live in peace with out fear of overwhelming debt. Ray was professional, friendly & affordable.


Dec 07, 2011 by Michael Norris

Ray helped me in a difficult time when we started out with a chap 13 then switched to a chap 7, when things got worse for us financially, and emotionally. Ray explained things to my wife and I in detail and with kindness and patience.
I was referred to him by a former client of his, and I'm proud to say I was able to refer Ray to a acquaintance of mine who thanked me. Told me he didn't know what would have happened without Ray's service.


Sep 16, 2011 by Fernanda colston

Ray was very professional and kind at my first meeting with him this is a difficult time for anyone who is going through financial events it cant take a toll on a person and Ray was always there when i had any questions or concerns he made a very scary process as smooth as possible because he truly cares about his clients and has there best interests at all times during the whole process this is not something you want to do but in life things happen that you can not control and there are no other choices i am glad that i choose to work with Ray he knows what he is doing i always felt that i made the right decision with working with Ray i would recommend his services from 1 to 10 ranking you are a 11 thank you for how you helped my family in a very difficult time in our lives


San Diego Bankruptcy Lawyer | Bankruptcy Information 619-275-1250 1094 Cudahy Place, Ste. 310 San Diego CA, 92110 USA 5.0 5.0 8 8 Mr. Schimmel advised and prepared our bankruptcy case flawlessly. We are now debt free! Thanks Ray.
San Diego Bankruptcy Lawyer | Bankruptcy Information
1094 Cudahy Place, Ste. 310 San DiegoCA92110 USA 
 • 619-275-1250